🔒 FDIC insured ⚡ Same‑day ACH 💳 Apple Pay & Google Pay

Banking built for the way America moves money.

Open a checking or savings account in minutes. Get instant card controls, fast transfers, clean insights, and human support—backed by U.S.‑grade security and compliance.

Open your account
$2B+
Monthly volume
99.98%
Uptime
<1s
Transfer initiation
4176 9217 4349 5908
JANE MILLER12/29

Balance

$48,930.22▲ 1.5%

Incoming

Today$7,200

Spending Limit

Card$10,000

Clean cards. Fast payments. Clear insights.

Everything in your dashboard—reflected here: dark, minimal, and easy to scan.

Instant transfers

Move money with Zelle® and same‑day ACH. Real‑time notifications for every transaction.

Virtual & physical cards

Issue virtual cards, add to Apple Pay & Google Pay, set limits, freeze with a tap.

Smart insights

Track by merchant and category with monthly cash‑flow tiles that match your dashboard.

Serious security

Biometrics, device binding, 3‑D Secure, and proactive fraud monitoring.

Business banking

User roles & approvals, bulk ACH, clean exports for QuickBooks and NetSuite.

High‑yield savings

Grow your cash with competitive APY and instant transfers between accounts.

Pick an account to start.

Checking and savings for individuals. Powerful controls for teams.

Personal Checking

No monthly fees. Free debit card. Early direct deposit and Zelle® built‑in.

  • Open in minutes
  • ATM fee reimbursements at select networks
  • Instant card controls

High‑Yield Savings

Competitive APY and automatic round‑ups. Move money instantly from Checking.

  • No minimums
  • Goal‑based vaults
  • Auto‑sweep rules

Business

Modern money ops—users, approvals, scheduled ACH, and clean statements.

  • Multi‑user access
  • Payment approvals
  • Accounting exports

Your bank—on your phone.

Face ID login, instant notifications, card freeze, and spending alerts. Everything mirrors your dashboard UI.

App Store Google Play

Card controls

Freeze, unfreeze, change PIN, set limits, and create one‑time virtual cards.

Bills & payments

Pay utilities, schedule recurring ACH, and move funds between accounts in seconds.

Savings goals

Automate your future. Set goals and watch progress with clear tiles.

24/7 support

In‑app chat with real people. Fast, helpful, and human.

Security as a standard, not a feature.

Every action is protected with layered security—from login to settlement.

  • Biometric login and device binding
  • Real‑time fraud monitoring & 3‑D Secure
  • Configurable limits and instant card freeze
  • Data encryption in transit and at rest

Live Security Monitor

Uptime99.98%
Latency320ms
Threats blocked1,204
Incidents0

Independent audits, continuous monitoring, and transparent reporting keep us accountable.

Loved by people and teams.

Real stories from customers who switched to stress‑free banking.

Rates & fees—no surprises.

Transparent pricing for personal and business customers. See full disclosures in the app.

Checking

$0 monthly maintenance. Fee‑free overdraft up to a limit for eligible customers.

Savings

Competitive variable APY. No minimum balance. No transfer fees between Reseva accounts.

Business

Transparent ACH & wire pricing. Discounts at higher volumes.

Questions, answered.

Want more? Chat with us in the app.

How long does opening an account take?

A few minutes. Have a government ID and basic details ready, then complete a quick verification.

Are my deposits insured?

Yes. Deposits are FDIC‑insured up to the legal limits through our partner bank(s).

Can I use Reseva for my business?

Absolutely. Business accounts include users, approvals, and robust exports for accounting.

What if I lose my card?

Freeze it instantly from the app and request a replacement in seconds.